مَنْ ذَا الَّذِي يُقْرِضُ اللَّهَ قَرْضًا حَسَنًا فَيُضَاعِفَهُ لَهُ أَضْعَافًا كَثِيرَةً
Who is it that will loan Allah a goodly loan (Qardhan Hasanan) so that He may multiply it for him many times over? | 2:245
A Noble Duty: Supporting Our Community
Islam is not just a theory or a set of beliefs — it is a way of life that calls us to put our principles into practice. One of the most practical and impactful ways to live our faith is by supporting fellow believers in times of financial need.
In a world where financial institutions profit from the hardships of others through interest and debt, it is essential for believers to stand together. Rather than relying on those who charge interest and grow wealthy from our struggles, we must uplift each other with compassion and integrity.
Providing interest-free loans (al-Qardh al-Hasan) is a practical way to live out our Islamic values. It strengthens our bonds, preserves our dignity, and ensures that we support one another as a community. Join us in putting our faith into action by helping those in need, fostering unity, and promoting economic stability within our community.
What do we offer?
Our non-profit organization is dedicated to supporting the Shia community in the Atlanta Metro area by providing interest-free loans (al-Qardh al-Hasan) to those in need. We believe that financial assistance should empower individuals without the burden of accumulating debt.
Whether you're facing unexpected expenses, pursuing education, or working towards a personal goal, our loans are designed to offer relief and opportunity. With a simple and transparent application process, we are committed to serving our community with compassion and integrity.
Our mission is rooted in the principles of mutual support and community upliftment. By offering interest-free financial assistance, we aim to foster economic stability and personal growth while strengthening the bonds within our community.
If you or someone you know could benefit from this service, or if you would like to support our mission, please get in touch with us today.
Interest-Free Loan Application Process
Submit Application: Complete and submit the loan application form.
Administrative Processing: The application is processed to ensure completeness and accuracy.
Anonymous Board Review: The application, without personal identifying information, is reviewed anonymously by the board.
Note: Only the lead scholar has access to personal identifying information at this stage.
Lead Scholar Review: The lead scholar may contact the applicant for additional information as requested by the board.
Decision Notification: The applicant is informed of the board’s decision.
Post-Approval Processing: Upon approval, the treasurer will have access to personal information for legal and logistical purposes.
Repayment of the Interest-Free Loan
Our interest-free loans (al-Qardh al-Hasan) are designed to provide support without adding financial burden. We trust our borrowers to set their own repayment plans according to their capacity. To help keep track, automatic reminders will be sent as scheduled.
If circumstances change and repayment becomes difficult or needs adjustment, simply inform the lead scholar. As this is a Qardh al-Hasan, there is no penalty or pressure — our goal is to support, not to burden.
We encourage repayment as it allows the funds to be recycled and used to assist another believer in need. Just as you were helped, your repayment enables someone else to receive the same support.
If you have any questions or need assistance with your repayment plan, please don’t hesitate to reach out.
Eligibility for Interest-Free Loans
To qualify for an interest-free loan, please ensure the following:
Identify as a Twelver Shia
Our loans are available to members of the Twelver Shia community.
Reside in the Metro Atlanta Area
You must be a resident of the Metro Atlanta region to be eligible.
Demonstrate Financial Need
We provide support to those who demonstrate a genuine need for financial assistance.
Not sure if you qualify?
We encourage you to apply anyway! There’s a good chance you may meet the criteria, and our team is here to help guide you through the process.
How you can help…
Donate
Your contributions help sustain and expand our ability to offer interest-free loans to those in need. All donations are tax deductible.
Spread Awareness
Share our initiative within your community to reach those who may be willing to support this project.
Encourage Those in Need
If you know someone who could use financial assistance, encourage them to apply for a loan.